payday credit

Payday Holiday: How Households Fare after Payday Credit Bans
Payday loans are widely condemned as a “predatory debt trap.” We test that claim by researching how households in Georgia and North Carolina have fared .

    Payday Holiday: How Households Fare after Payday Credit Bans
    but is consistent with the hypothesis that payday credit is preferable to . Key words: payday credit, consumer welfare, bounced check protection, informal .

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      Credit unions, banks grabbing a share of payday loan dollars - Los ...
      Mar 11, 2012 . Payday loans, for years a fixture in poor, working-class neighborhoods, are increasingly being offered by local banks and employee credit .

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