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Payday Holiday: How Households Fare after Payday Credit Bans
Payday loans are widely condemned as a “predatory debt trap.” We test that claim by researching how households in Georgia and North Carolina have fared .
http://www.newyorkfed.org/research/staff_reports/sr309.html

    Payday Holiday: How Households Fare after Payday Credit Bans
    but is consistent with the hypothesis that payday credit is preferable to . Key words: payday credit, consumer welfare, bounced check protection, informal .
    http://ftp.ny.frb.org/research/staff_reports/sr309.pdf

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      Payday Credit Access, Overdrafts, and Other Outcomes

      http://web.econ.ohio-state.edu/jmcb/jmcb/09453/09453.pdf

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      Credit unions, banks grabbing a share of payday loan dollars - Los ...
      Mar 11, 2012 . Payday loans, for years a fixture in poor, working-class neighborhoods, are increasingly being offered by local banks and employee credit .
      http://articles.latimes.com/2012/mar/11/business/la-fi-banks-payday-loans-20120311

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